Credit Officer at Creditville Nigeria Limited

Filed in Jobs by on June 11, 2019 0 Comments

Creditville Nigeria Limited – We are a medium-sized private equity company with strong presence in the Financial Services, Capital Market and Real Estate sectors of the economy. Due to growth in activities.

Credit Officer

  • Job TypeFull Time
  • QualificationBA/BSc/HND
  • LocationEdo
  • Job FieldSales / Marketing / Retail / Business Development

 

Job Summary

  • Market the various loan products of the company and also evaluate, and recommend approval of credit loan applications.

Duties and Responsibilities

  • Identify new prospects and build relationship with them.
  • Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants’ financial status, credit, and net worth to determine feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Assist clients and customers in handling of any issues they have.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Compute payment schedules.
  • Submit applications to second level officers for verification and recommendation.
  • Maintain market intelligence on industry competition and report accordingly.
  • Assist in preparation of proposals and presentations.
  • Organise avenues to present product information and proposals to the public and prospective corporate clients on varied services.
  • Maintain customer relationship with clients.
  • Review and update credit and loan files.
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
  • Handle customer complaints and take appropriate action to resolve them.
  • Market company products to individuals and firms, promoting bank services that may meet customers’ needs.
  • Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
  • Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.

Minimum Qualification Required

  • A first degree from any recognised higher institution

Required Skills:

  • Attention to Detail, Financial Numeracy, Customer Service, Thoroughness, Confidentiality, Analytical, Decision Making, Verbal Communication, Professionalism, Result Oriented

Method of Application

Interested and qualified candidates should send their CV to: careers@creditville-ng.org Using the “Credit Officer” as the subject of the mail.

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